理財小達人系列1─4(共四冊):一起學習個人理財、家庭理財、國家經濟、世界金融
從小建立正確金錢觀念,培養未來經濟自主的能力
◎暢銷記錄
全球熱賣12種語言版本,美國中小學生最佳經濟學啟蒙讀物
對於日常生活中每天都會用到的錢,你的了解有多少?
★為什麼撲滿總是做成小豬的模樣,難不成小豬是傳說中「錢的守護神」?
★該如何讓我的零用錢和家裡的錢愈變愈多?
★為什麼有些國家富有、有些國家貧窮?
★國家如果沒錢了,可以自己印鈔票嗎?
★能不能把富人的錢分享給窮人,縮短世界的貧富差距?
孩子所有關於「錢」的疑惑,都能在這裡找到答案!
【理財小達人】系列,依據兒童學習經濟概念的四個階段,分成個人理財、家庭理財、國家經濟、世界金融四個層次,帶領孩子用心觀察生活中無所不在的經濟活動,了解真實世界運作的方式,學習更明智的做選擇!
閱讀本書孩子不一定能變成理財高手,但提早思考生活中可能面臨的種種金錢問題,培養宏觀的理財知識與視野,日後就能在財務管理上趨吉避凶,成為經濟獨立又自主的未來公民。
◎四冊內容介紹
1.《理財小達人1:為什麼我不能把錢花光?──一起學習個人理財》
錢是什麼?人為什麼要存錢?如何讓我的錢愈變愈多?本書帶你認識正確的金錢價值觀,學會聰明的存錢與花錢,奠定未來人生的理財基礎。
2.《理財小達人2:為什麼爸媽忙著努力賺錢?──一起學習家庭理財》
家裡的柴米油鹽醬醋茶,樣樣都需要錢。本書讓你知道爸媽的錢除了用在你的身上,還有哪些必要的花費和開支?一起來成為爸媽的理財小幫手!
3.《理財小達人3:為什麼國家有的窮、有的富?──一起認識國家經濟》
國家的錢怎麼來?又花到哪裡去了?當國家缺錢時,印鈔票可以解決困難嗎?本書將為你一一解答有關國家運作與政府支出等各種疑惑。
4.《理財小達人4:為什麼全世界不能用同一種錢?──一起認識世界金融》
貨幣竟然有6,000年歷史了!最早的貨幣長什麼模樣?世界上每個國家的貨幣都不一樣,為什麼卻能相互進行交易?本書將帶你了解世界金融運作的奧祕。
◎無注音,適合10歲以上閱讀
系列三大特色
★專為10歲以上學童編寫,帶孩子在生活中學習,做金錢的主人。
★全套4冊,依據兒童學習經濟概念的四個階段:個人理財、家庭理財、國家經濟、世界金融所編寫。
★內容扣合十二年國民教育最新課程綱要,是絕佳的知識橋梁讀物。
★真誠推薦
吳文傑 政治大學財政學系副教授 專業審定
陳琬惠 台灣公益團體自律聯盟祕書長
陳嫦芬 臺灣大學財務金融學系教授
葉惠貞 國立清華大學附設實驗國民小學教師
羅怡君 親職溝通作家
Shipping within the U.S.
- FREE standard shipping to the 48 contiguous United States for purchases over $99.00 USD
- Flat rate standard shipping of $8.95 to the 48 contiguous United States for purchases below $99.00 USD
- Flat rate shipping of $19.00 to Alaska, Hawaii and U.S. Territories for any purchase with exception of furniture items**
- As of 3/14/2022, a flat rate shipping fee will be charged for select furniture items depends on chargeable weight, regardless purchase amount:
- U.S. 48 contiguous states :
- $8.95 flat rate shipping - Select furniture items < 22 lbs (example for this tier - HAWOOD furniture chair)
- $20 flat rate shipping - Select furniture items between 22 lbs - 36 lbs (example for this tier - HAWOOD furniture desk + chair set)
- $50 flat rate shipping - Select furniture items 36 lbs+ (example for this tier - 【Grow with Me】2-in-1 Multi-Purpose Bookshelf and Storage)
- $100 flat rate shipping - Select furniture items 90lbs+ (example for this tier - Explorista Wooden Desk)
- Alaska, Hawaii and U.S. Territories
- $50 flat rate shipping - Select furniture items < 22 lbs (example for this tier - HAWOOD furniture chair)
- $100 flat rate shipping - Select furniture items 22 lbs+ (example for this tier - HAWOOD furniture desk + chair set)
- $250 flat rate shipping - Select furniture items 50lbs+
- All orders are processed within 3 business days upon payment approval, excluding holidays and pre-order items.
- We reserve the right to cancel any order in the event of any inventory, price, or other product related error. Orders cancelled will be notified via e-mail.
- Items are shipped from Los Angeles, California (United States) unless otherwise stated.
- Orders are shipped in accordance with customer's shipping address. We are not responsible for items delivered to incorrect shipping addresses.
- We are not responsible for any lost or stolen merchandise incurred upon shipping.
- We do not ship to P.O. Boxes.
- Orders containing a mix of in-stock and pre-order items will be shipped together when pre-order items arrive at our warehouse. Customers have the option to receive in-stock items first with a fee of $8.95 during the checkout process.
Shipping outside of the U.S
- $20 flat rate shipping for Canada and Mexico on orders over $199 USD. Shipping will be calculated upon checkout on purchases under $199 USD. Select furniture items excluded and specified as follows:
- $80 USD flat rate shipping - Select furniture items < 22 lbs (example for this tier - HAWOOD furniture chair)
- $199 USD flat rate shipping - Select furniture items 22 lbs+ (example for this tier - HAWOOD furniture desk + chair set)
- Items are shipped from Los Angeles, California (United States). Website currency is in USD.
- Customers outside of the U.S. may have to pay for import duties and sales taxes directly to your carrier.
- Prices shown on YOBABYSHOP.COM exclude all relevant import duties and sales taxes.
- For more information about customs and duties upon import, please contact your local customs office or tax authority before placing an order.
- We are not responsible for any lost or stolen merchandise incurred upon shipping.
- International orders are not qualified for any free shipping promotion on YOBABYSHOP.COM.
- We are not liable for any returned merchandise due to incomplete customs clearance. Returns received due to the above mentioned reason will be refunded with 15% stocking fee; and shipping fees will not be refunded.
RETURNS
- All shipping and insurance costs are non-refundable, and are at the expense of the customer.
- We understand you might change the mind. We accept unused products returned within 14 days of purchase at the shipping expense of customers. We are unable to accept any item with open-box or sign of use.
- In the event wrong item is received, please contact us at info@yobabyshop.com within 7 days after delivery date.
- We are not responsible for any lost or stolen merchandise incurred upon return shipping.
- Refunds will be processed in the form in which payment was received. If gift card payment is used in the order, refund will be issued back to the same gift card first.
- Please allow up to 10 business days for your refund to process.
- We reserve the right to refuse any returned item that does not meet our return policies. Stocking fees may apply if any package seal/wrap is opened.
- All sale and special promo items are final.
IN ORDER TO PROCESS A RETURN PLEASE SEE THE FOLLOW STEPS:
Step 1 : Contact us at info@yobabyshop.com.
Step 2 : Pack your merchandise and ship via any carrier of choice
Step 3 : Refund will be processed within 10 business days after the returned merchandise is received. Original shipping charges will not be credited.
EXCHANGES OF ANY DEFECTIVE ITEM
- While we strive to provide only qualify products on yobabyshop.com, there are various factors that might cause slight imperfections. We understand and will be glad to replace any defective item WITHIN 14 DAYS RECEIPT OF YOUR ORDER.
- Defective items claimed after 14 days from receipt may be eligible for warranties. Warranties terms vary from vendors. Please review warranty policies from vendors here.
- Items not eligible for warranties and claimed defective after 14 days will NOT be accepted.
- List of warranty details provided by vendors can be viewed here.
(1) 詳細活動辦法與規定請以官網公佈為準 https://www.yobabyshop.com/ 若有於活動網頁說明之未盡事宜,YoBaby Shop 保有隨時修改、暫停與終止本活動之權利,如有任何變更內容或詳細注意事項將於粉絲專頁公告,恕不另行通知。
From time to time there may be information on our website that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, and availability. Yo! Baby Shop reserves the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice (including after you have submitted your order). If you do not wish to continue your purchase after pricing or other information has been corrected, please contact us right away and we will work with you to cancel or return your order.
(2) 使用本活動折扣所購買之商品,商品實際折抵後若未達免運之門檻,則需負擔商品運費。
You will be responsible for shipping charge if the discounted total price of your order is under the $85 Free Ground Shipping offer.
(3) 活動為年度Final Sale,除產品瑕疵外不接受任何形式的退貨退款或換貨要求。
All promotional events are FINAL SALE. We are unable to accept any return or exchange with an exception of a defective product.
(4) Yo! Baby Shop 提供「7天調價保證」: 凡於特價前7天內購買的商品皆可連繫 Yo! Baby Shop 客服, 我們將以禮卡的形式將差額退還給您.
Yo! Baby Shop is now offering 7 day price adjustment guarantee. Merchandise purchased within 7 days prior to it's sale price is eligible for price adjustment. Price difference will be returned to customers in the form of store gift card.
Please review below list of vendors and their warranty terms:
- Sound books and any electronic learning aid may be eligible for replacement within 6 months of delivery.
- HAWOOD FURNITURES: Warranty details may be found here.
- Stokke: Warranty may be claimed here within 1 year from the date of receipt.
Any warranty may be claimed by emailing us at info@yobabyshop.com.
We reserve the right to refuse any ineligible claim.














世界是怎麼改變的?地理來解答:12張地圖告訴你影響全球的關鍵議題
由核心地理概念出發,
了解世界歷史發展、掌握現今國際局勢脈絡
身為未來世界公民的你不容錯過!
美國為什麼能成為強盛霸主?
歐洲諸國為什麼數百年來爆發過多場戰爭?
中國、印度之間有什麼紛爭?
南北韓為何分立?資源欠缺的日本又是如何創造繁榮經濟?
──這些答案,就讓地理來告訴你。
地理環境有時候是恩賜,有時候會化為牢籠。有些領導人受限於國境內外的山脈、河川、海洋……做出了許多影響後世或現在正在發生的重大選擇;有些事件則逃不了歷史命運一再重演……
這本書由暢銷書《用十張地圖看懂全球政經局勢》改編,並將原來訴諸文字的解析設計成12張清楚易懂的地圖,幫助你透視世界古今的脈絡、快速理解影響全球的關鍵議題。書中重點呈現亞洲近代的轉變、歐美優勢的得天獨厚,以及中東與非洲紛亂局勢的根本肇因,乃至現今受關注的北極資源爭奪……你將獲得宏觀視野,並了解隱藏在眾多國際時事背後的重要因素。
地理環境像是每個地區的基因,無論是限制或是賞賜,一塊土地的故事都會依附在這些條件下生長。如今雖然我們處在看似四通八達、消弭國界分隔的網路世界,然而各國資源、經濟變化、環境問題、軍事部屬等處處受地理因素牽制的議題,依然真真實實影響著我們──唯有看懂各地與生俱來的困境與優勢,才能在最關鍵的時刻,做出最適切的思考、判斷與決策。
本書特色
*世界重要區域全解析:除了常見的東亞、歐洲與北美地區,也梳理非洲、南美、中東等,現今教育較少碰觸,卻仍十分關鍵的國際議題。
*由面到點深入理解:書中各章節以大區域地圖為開端,介紹該區域先天條件與相關歷史、整體國際情勢。接著再梳理重點事件和最具代表性的議題。各項資訊皆緊扣地圖說明,為讀者建構完整脈絡。
*好懂好看的地圖與插圖:各章節都依照該地區的獨特狀況,設計兼具視覺美感又易懂好讀的地圖,並針對該地區特點繪製小型地圖加以說明,例如種族分布、過往國界分法,能源管線路徑等,更輔以插圖加深讀者對該地區的印象。
◎本書關鍵字:地圖、世界地理、歷史、地緣政治、國際議題、環保
◎無注音,10歲以上適讀
◎學習領域分類:社會、藝術與人文、綜合活動
Shipping within the U.S.
- FREE standard shipping to the 48 contiguous United States for purchases over $99.00 USD
- Flat rate standard shipping of $8.95 to the 48 contiguous United States for purchases below $99.00 USD
- Flat rate shipping of $19.00 to Alaska, Hawaii and U.S. Territories for any purchase with exception of furniture items**
- As of 3/14/2022, a flat rate shipping fee will be charged for select furniture items depends on chargeable weight, regardless purchase amount:
- U.S. 48 contiguous states :
- $8.95 flat rate shipping - Select furniture items < 22 lbs (example for this tier - HAWOOD furniture chair)
- $20 flat rate shipping - Select furniture items between 22 lbs - 36 lbs (example for this tier - HAWOOD furniture desk + chair set)
- $50 flat rate shipping - Select furniture items 36 lbs+ (example for this tier - 【Grow with Me】2-in-1 Multi-Purpose Bookshelf and Storage)
- $100 flat rate shipping - Select furniture items 90lbs+ (example for this tier - Explorista Wooden Desk)
- Alaska, Hawaii and U.S. Territories
- $50 flat rate shipping - Select furniture items < 22 lbs (example for this tier - HAWOOD furniture chair)
- $100 flat rate shipping - Select furniture items 22 lbs+ (example for this tier - HAWOOD furniture desk + chair set)
- $250 flat rate shipping - Select furniture items 50lbs+
- All orders are processed within 3 business days upon payment approval, excluding holidays and pre-order items.
- We reserve the right to cancel any order in the event of any inventory, price, or other product related error. Orders cancelled will be notified via e-mail.
- Items are shipped from Los Angeles, California (United States) unless otherwise stated.
- Orders are shipped in accordance with customer's shipping address. We are not responsible for items delivered to incorrect shipping addresses.
- We are not responsible for any lost or stolen merchandise incurred upon shipping.
- We do not ship to P.O. Boxes.
- Orders containing a mix of in-stock and pre-order items will be shipped together when pre-order items arrive at our warehouse. Customers have the option to receive in-stock items first with a fee of $8.95 during the checkout process.
Shipping outside of the U.S
- $20 flat rate shipping for Canada and Mexico on orders over $199 USD. Shipping will be calculated upon checkout on purchases under $199 USD. Select furniture items excluded and specified as follows:
- $80 USD flat rate shipping - Select furniture items < 22 lbs (example for this tier - HAWOOD furniture chair)
- $199 USD flat rate shipping - Select furniture items 22 lbs+ (example for this tier - HAWOOD furniture desk + chair set)
- Items are shipped from Los Angeles, California (United States). Website currency is in USD.
- Customers outside of the U.S. may have to pay for import duties and sales taxes directly to your carrier.
- Prices shown on YOBABYSHOP.COM exclude all relevant import duties and sales taxes.
- For more information about customs and duties upon import, please contact your local customs office or tax authority before placing an order.
- We are not responsible for any lost or stolen merchandise incurred upon shipping.
- International orders are not qualified for any free shipping promotion on YOBABYSHOP.COM.
- We are not liable for any returned merchandise due to incomplete customs clearance. Returns received due to the above mentioned reason will be refunded with 15% stocking fee; and shipping fees will not be refunded.
RETURNS
- All shipping and insurance costs are non-refundable, and are at the expense of the customer.
- We understand you might change the mind. We accept unused products returned within 14 days of purchase at the shipping expense of customers. We are unable to accept any item with open-box or sign of use.
- In the event wrong item is received, please contact us at info@yobabyshop.com within 7 days after delivery date.
- We are not responsible for any lost or stolen merchandise incurred upon return shipping.
- Refunds will be processed in the form in which payment was received. If gift card payment is used in the order, refund will be issued back to the same gift card first.
- Please allow up to 10 business days for your refund to process.
- We reserve the right to refuse any returned item that does not meet our return policies. Stocking fees may apply if any package seal/wrap is opened.
- All sale and special promo items are final.
IN ORDER TO PROCESS A RETURN PLEASE SEE THE FOLLOW STEPS:
Step 1 : Contact us at info@yobabyshop.com.
Step 2 : Pack your merchandise and ship via any carrier of choice
Step 3 : Refund will be processed within 10 business days after the returned merchandise is received. Original shipping charges will not be credited.
EXCHANGES OF ANY DEFECTIVE ITEM
- While we strive to provide only qualify products on yobabyshop.com, there are various factors that might cause slight imperfections. We understand and will be glad to replace any defective item WITHIN 14 DAYS RECEIPT OF YOUR ORDER.
- Defective items claimed after 14 days from receipt may be eligible for warranties. Warranties terms vary from vendors. Please review warranty policies from vendors here.
- Items not eligible for warranties and claimed defective after 14 days will NOT be accepted.
- List of warranty details provided by vendors can be viewed here.
(1) 詳細活動辦法與規定請以官網公佈為準 https://www.yobabyshop.com/ 若有於活動網頁說明之未盡事宜,YoBaby Shop 保有隨時修改、暫停與終止本活動之權利,如有任何變更內容或詳細注意事項將於粉絲專頁公告,恕不另行通知。
From time to time there may be information on our website that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, and availability. Yo! Baby Shop reserves the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice (including after you have submitted your order). If you do not wish to continue your purchase after pricing or other information has been corrected, please contact us right away and we will work with you to cancel or return your order.
(2) 使用本活動折扣所購買之商品,商品實際折抵後若未達免運之門檻,則需負擔商品運費。
You will be responsible for shipping charge if the discounted total price of your order is under the $85 Free Ground Shipping offer.
(3) 活動為年度Final Sale,除產品瑕疵外不接受任何形式的退貨退款或換貨要求。
All promotional events are FINAL SALE. We are unable to accept any return or exchange with an exception of a defective product.
(4) Yo! Baby Shop 提供「7天調價保證」: 凡於特價前7天內購買的商品皆可連繫 Yo! Baby Shop 客服, 我們將以禮卡的形式將差額退還給您.
Yo! Baby Shop is now offering 7 day price adjustment guarantee. Merchandise purchased within 7 days prior to it's sale price is eligible for price adjustment. Price difference will be returned to customers in the form of store gift card.
Please review below list of vendors and their warranty terms:
- Sound books and any electronic learning aid may be eligible for replacement within 6 months of delivery.
- HAWOOD FURNITURES: Warranty details may be found here.
- Stokke: Warranty may be claimed here within 1 year from the date of receipt.
Any warranty may be claimed by emailing us at info@yobabyshop.com.
We reserve the right to refuse any ineligible claim.









